July 24, 2007

When Was the Last Time You Pulled Your Credit Report

Credit reports are often top-of-mind when you are in the midst of buying a car, purchasing a home, getting a loan or any other similar life changing opportunity. But how about when there's nothing major going on in your life. It's important to keep tabs on your credit reports to catch any errors (and believe me, you'll find errors) that exist in the reports. Many people don't realize that they are entitled to a FREE (that's right, I said free) credit report from each of the three credit bureaus once a year. You are also entitled to a free credit report each time you are denied credit, insurance or employment.

Some people are aware of these facts, but don't know where to go to find the "free credit report." It's really amazing how sneaky the three credit reporting agencies are at hiding this stuff. Instead, they want you to sign up for their credit monitoring products, so they can get some money off of you. So here are the links to the "free" credit reports to which you have a right. After all, knowledge is power.

Your free annual credit report from all three bureaus can be found here.

If you have been denied credit for any reason, you can find your free credit reports at each of the three bureaus' web sites. Below are links to these specific free credit reports:

1 comment:

Anonymous said...

Wow. Thank you so much for the kind information. Man, Credit agencies are a bunch of A-holes. They’re just as sneaky as the rest of the government. I guess now I just have to see how bad my credit is.

Thanks again.

And you’re really kind of hot by the way:)